Rhino Posted September 12, 2011 Report Share Posted September 12, 2011 I had gotten a distant pic on my Cudde at night of a nice 10 point and a nice wide 8 point too so I set a Reconyx cam up a little over a week ago. Friday I hung 2 treestands and built a ground blind in the alyce clover field where I got the prior pics. Then swapped cards and moved the camera to monitor a corner of the same field where one of my 2 stands was set. When I checked the pics that evening on my laptop I found these an others. The tree with the red dot on it is where one of my treestands was set Friday. 3 out of 7 days they were there before dark. Needless to say, I'm ooking forward to having a fun time in that stand! BTW...due to the distance these bucks were from the cam I had to crop the pics. Had to chop off a buck from both pics doing that. Quote Link to comment Share on other sites More sharing options...
ruttinbuc Posted September 12, 2011 Report Share Posted September 12, 2011 Great pick and pics, Al! Let's hope they keep their habit. Quote Link to comment Share on other sites More sharing options...
hoosierhunter Posted September 13, 2011 Report Share Posted September 13, 2011 Wow how big you think that one buck is? I think he's going to eclipse the 150 mark! Quote Link to comment Share on other sites More sharing options...
Rhino Posted September 13, 2011 Author Report Share Posted September 13, 2011 Wow how big you think that one buck is? I think he's going to eclipse the 150 mark! I think ~145 but I hope I'm low! Quote Link to comment Share on other sites More sharing options...
Ravin R10 man Posted September 13, 2011 Report Share Posted September 13, 2011 yes you did!! lookin good! Quote Link to comment Share on other sites More sharing options...
danthehuntinman Posted September 13, 2011 Report Share Posted September 13, 2011 That looks like a great place with a great buck out there hope you get a chance at him. Quote Link to comment Share on other sites More sharing options...
wtnhunt Posted September 13, 2011 Report Share Posted September 13, 2011 Looks like a great setup there Al and a very nice buck. Quote Link to comment Share on other sites More sharing options...
Tominator Posted September 13, 2011 Report Share Posted September 13, 2011 Is that camera set up in Iowa, or Mississippi? Good looking deer Alan, good luck. Quote Link to comment Share on other sites More sharing options...
Rhino Posted September 13, 2011 Author Report Share Posted September 13, 2011 Is that camera set up in Iowa, or Mississippi? Sometimes even a blind hog can find an acorn in MS. Quote Link to comment Share on other sites More sharing options...
dbHunterNY Posted September 13, 2011 Report Share Posted September 13, 2011 Alright Al, you're just spoiled with plain good huntin' ground! lol good luck... looks promising. Quote Link to comment Share on other sites More sharing options...
toddyboman Posted September 14, 2011 Report Share Posted September 14, 2011 I'd say yes you did!! When does your season open? Quote Link to comment Share on other sites More sharing options...
Rhino Posted September 14, 2011 Author Report Share Posted September 14, 2011 (edited) When does your season open? October 1st BTW...I have a young friend of mine who's never killed a buck with his bow. Matter of fact he'd have to kill a few more to fill up one hand. He's helped me with stand prep on most of my stands this year. An old fart like me apprecviates any help I can get so I'm giving him first crack at that spot where I have 3 stands for multiple winds. Chances are, I'll be able to film while he's hunting too. Since the season opens on a Saturday that will be his only afternoon to hunt until the following Friday afternoon. I'm planning on taking off the 1st week of bowseason so I'll have the rest of the time to hunt there but I'll let it rest a few days after his hunt. Edited September 14, 2011 by Rhino Quote Link to comment Share on other sites More sharing options...
dbHunterNY Posted September 15, 2011 Report Share Posted September 15, 2011 filming a hunter's first bow buck would deserve an atta boy. that'd be awesome Al. I'm sure you'll let us know how he makes out as well as yourself. Quote Link to comment Share on other sites More sharing options...
Tominator Posted September 16, 2011 Report Share Posted September 16, 2011 October 1st BTW...I have a young friend of mine who's never killed a buck with his bow. Matter of fact he'd have to kill a few more to fill up one hand. He's helped me with stand prep on most of my stands this year. An old fart like me apprecviates any help I can get so I'm giving him first crack at that spot where I have 3 stands for multiple winds. Chances are, I'll be able to film while he's hunting too. Since the season opens on a Saturday that will be his only afternoon to hunt until the following Friday afternoon. I'm planning on taking off the 1st week of bowseason so I'll have the rest of the time to hunt there but I'll let it rest a few days after his hunt. That's just awesome right there. I hope to do that someday. I want to buy some land and open it up to young cancer battlers/survivors. Quote Link to comment Share on other sites More sharing options...
Rhino Posted September 20, 2011 Author Report Share Posted September 20, 2011 filming a hunter's first bow buck would deserve an atta boy. that'd be awesome Al. I'm sure you'll let us know how he makes out as well as yourself. Sure will. Told him the plan this past weekend too. No turning back now! :camera: Quote Link to comment Share on other sites More sharing options...
Immunkneubs Posted September 20, 2011 Report Share Posted September 20, 2011 responsible consolidation 1. What is a reverse mortgage? A reverse mortgage reverse mortgage disadvantages is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence or fail to meet the obligations of the mortgage. You can also use a HECM to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property you are purchasing. 2. Can I qualify for FHA's HECM reverse mortgage? To be eligible for a FHA HECM, the FHA requires that you be a homeowner 62 years of age or older, own your home outright, or have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, and you must live in the home. You are also required to receive consumer information free or at very low cost from a HECM counselor prior to obtaining the loan. You can find a HECM counselor online or by phoning (800) 569-4287. 3. Can I apply if I didn't buy my present house with FHA mortgage insurance? Yes. It doesn't matter if you didn't buy it with an FHA-insured mortgage. Your new FHA HECM will be FHA-insured. 4. What types of homes are eligible? To be eligible for the FHA HECM, your home must be a single family home or a 1-4 unit home with one unit occupied by the borrower. HUD-approved condominiums and manufactured homes that meet FHA requirements are also eligible. 5. What's the difference between a reverse mortgage and a bank home equity loan? With a traditional second mortgage, or a home equity line of credit, you must have sufficient income versus debt ratio to qualify for the loan, and you are required to make monthly mortgage payments. The reverse mortgage is different in that it pays you, and is available regardless of your current income. The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home, sales price or FHA's mortgage limits, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you may borrow. With a HECM, you don't make monthly principal and interest payments, the lender pays you according to the payment plan you select. Like all homeowners, you still are required to pay your real estate taxes, insurance and other conventional payments like utilities. With an FHA HECM you cannot be foreclosed or forced to vacate your house because you "missed your mortgage payment." 6. Will I still have an estate that I can leave to my heirs? When you sell your home, you or your estate will repay the cash you received from the reverse mortgage plus interest and other fees, to the lender. The remaining equity in your home, if any, belongs to you or to your heirs. 7. How much money can I get from my home? The amount you can borrow depends on: Age of the youngest borrower Current interest rate Lesser of the appraised value of your home, the HECM FHA mortgage limit for your area or the sales price The initial Mortgage Insurance Premium (MIP) option you choose (2% HECM Standard option or .01% HECM Saver option) You can borrow more with the HECM Standard option. Also, the more valuable your home is, the older you are, and the lower the interest rate, the more you can borrow. If there is more than one borrower, the age of the youngest borrower is used to determine the amount you can borrow. For an estimate of HECM cash benefits, select an online calculator from the HECM Home Page. You can use an like the one on the AARP website to get an idea of what you may be able to borrow. 8. Should I use an estate planning service to find a reverse mortgage? FHA does NOT recommend using any service that charges a fee for referring a borrower to an FHA lender. FHA provides this information free, and HECM housing counselors are available for free or at very low cost, to provide information, counseling, and a free referral to a list of FHA-approved lenders. Search online or call (800) 569-4287 toll-free, for the name and location of a HUD-approved housing counseling agency near you. 9. How do I receive my payments? You have five options: Tenure - equal monthly payments as long as at least one borrower lives and continues to occupy the property as a principal residence. Term - equal monthly payments for a fixed period of months selected. Line of Credit - unscheduled payments or installments, at times and in amounts of your choosing until the line of credit is exhausted. Modified Tenure - combination of line of credit with monthly payments for as long as you remain in the home. Modified Term - combination of line of credit plus monthly payments for a fixed period of months selected by the borrower. reverse mortgage fee1. What is a reverse mortgage? A reverse mortgage is a special type of home loan that lets you convert a portion of the equity in your home into cash. The equity that built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence or fail to meet the obligations of the mortgage. You can also use a HECM to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price plus closing costs for the property you are purchasing. 2. Can I qualify for FHA's HECM reverse mortgage? To be eligible for a FHA HECM, the FHA requires that you be a homeowner 62 years of age or older, own your home outright, or have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, and you must live in the home. You are also required to receive consumer information free or at very low cost from a HECM counselor prior to obtaining the loan. You can find a HECM counselor online or by phoning (800) 569-4287. 3. Can I apply if I didn't buy my present house with FHA mortgage insurance? Yes. It doesn't matter if you didn't buy it with an FHA-insured mortgage. Your new FHA HECM will be FHA-insured. 4. What types of homes are eligible? To be eligible for the FHA HECM, your home must be a single family home or a 1-4 unit home with one unit occupied by the borrower. HUD-approved condominiums and manufactured homes that meet FHA requirements are also eligible. 5. What's the difference between a reverse mortgage and a bank home equity loan? With a traditional second mortgage, or a home equity line of credit, you must have sufficient income versus debt ratio to qualify for the loan, and you are required to make monthly mortgage payments. The reverse mortgage is different in that it pays you, and is available regardless of your current income. The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home, sales price or FHA's mortgage limits, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you may borrow. With a HECM, you don't make monthly principal and interest payments, the lender pays you according to the payment plan you select. Like all homeowners, you still are required to pay your real estate taxes, insurance and other conventional payments like utilities. With an FHA HECM you cannot be foreclosed or forced to vacate your house because you "missed your mortgage payment." 6. Will I still have an estate that I can leave to my heirs? When you sell your home, you or your estate will repay the cash you received from the reverse mortgage plus interest and other fees, to the lender. The remaining equity in your home, if any, belongs to you or to your heirs. 7. How much money can I get from my home? The amount you can borrow depends on: Age of the youngest borrower Current interest rate Lesser of the appraised value of your home, the HECM FHA mortgage limit for your area or the sales price The initial Mortgage Insurance Premium (MIP) option you choose (2% HECM Standard option or .01% HECM Saver option) You can borrow more with the HECM Standard option. Also, the more valuable your home is, the older you are, and the lower the interest rate, the more you can borrow. If there is more than one borrower, the age of the youngest borrower is used to determine the amount you can borrow. For an estimate of HECM cash benefits, select an online calculator from the HECM Home Page. You can use an like the one on the AARP website to get an idea of what you may be able to borrow. 8. Should I use an estate planning service to find a reverse mortgage? FHA does NOT recommend using any service that charges a fee for referring a borrower to an FHA lender. FHA provides this information free, and HECM housing counselors are available for free or at very low cost, to provide information, counseling, and a free referral to a list of FHA-approved lenders. Search online or call (800) 569-4287 toll-free, for the name and location of a HUD-approved housing counseling agency near you. 9. How do I receive my payments? You have five options: Tenure - equa reverse mortgage lenderl monthly payments as long as at least one borrower lives and continues to occupy the property as a principal residence. Term - equal monthly payments for a fixed period of months selected. Line of Credit - unscheduled payments or installments, at times and in amounts of your choosing until the line of credit is exhausted. Modified Tenure - combination of line of credit with monthly payments for as long as you remain in the home. Modified Term - combination of line of credit plus monthly payments for a fixed period of months selected by the borrower. 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wtnhunt Posted September 20, 2011 Report Share Posted September 20, 2011 Very cool what you are doing there Al. Best of luck to the young bowhunter, hope we get to see pics and maybe a clip with that buck. Quote Link to comment Share on other sites More sharing options...
hoosierhunter Posted September 20, 2011 Report Share Posted September 20, 2011 AL-Filming is so much fun! I got my buddies kill on camera this past Saturday. Thank goodness for the camera arm because I was shaking probably worse than him with the big boy coming in! His just clipped over 152 inches and I think that buck you have there will beat him! Good Luck Quote Link to comment Share on other sites More sharing options...
Rhino Posted September 21, 2011 Author Report Share Posted September 21, 2011 Thanks guys...I'll check out a potential elevated ground blind spot behind the preferred treestand this weekend when I swap cards. I already have a plan figured out if the wind is wrong for that stand. Hope to have pics & video footage too...but this old guy is going to have to figure out the video post procedure if it happens. Quote Link to comment Share on other sites More sharing options...
wtnhunt Posted September 23, 2011 Report Share Posted September 23, 2011 Hope to have pics & video footage too...but this old guy is going to have to figure out the video post procedure if it happens. Not that tough Al. Getting the footage loaded on the computer and edited is the hardest part, then it is just a matter of waiting for it to upload to whichever hosting site you are using. If you don't want to use youtube, potobucket accepts video uploads, there is also realtree tv that takes video uploads Quote Link to comment Share on other sites More sharing options...
Rhino Posted September 23, 2011 Author Report Share Posted September 23, 2011 Not that tough Al. Getting the footage loaded on the computer and edited is the hardest part, then it is just a matter of waiting for it to upload to whichever hosting site you are using. If you don't want to use youtube, potobucket accepts video uploads, there is also realtree tv that takes video uploads I hear ya about the editing part. Practiced some doing that on some footage already. That taught me some new names for my computer. Thanks William...you may get a PM or 2 if I get video of the kill but not until after I have the editing part finished. Quote Link to comment Share on other sites More sharing options...
ruttinbuc Posted September 26, 2011 Report Share Posted September 26, 2011 That taught me some new names for my computer. LMBO.....I've renamed my computer a few times myself trying to edit stuff.:1eye: Quote Link to comment Share on other sites More sharing options...
toddyboman Posted October 3, 2011 Report Share Posted October 3, 2011 LMBO.....I've renamed my computer a few times myself trying to edit stuff.:1eye: Add me to this list too Quote Link to comment Share on other sites More sharing options...
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