I don't know if I can handle anymore....


Turkeygirl

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Well guys, could use some more prayers. Andy and I get in from hunting last night, mom comes runningo out, my sister got in a car accident coming home from school. The cop called and said she said to call mom and tell her she was ok. They had to cut her out of the car. I guess she came down this hill and there was a crossing and this other guy blew through a stop sign and she had no time to stop. that really ticks me off...what the heck or stop signs there for then. Stupid stupid people!!!! Anyway we had to drive about 45 minutes to the hospital, had no idea how ok she was. We got there and praise the Lord all she had were some bruises and a few cuts on her knee - no stitches needed. Bad part is the car is totalled so we have to find the money and find a car somewhere - something affordable.....Anyway just some prayers we find another car and for my sister's recovery...Thanks

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Guest gabuckbuster03

Re: I don\'t know if I can handle anymore....

hope everythang works out well fer u and your family well u know and everyone know that not many people can drive these days prayers beein sent

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Re: I don\'t know if I can handle anymore....

Yeah, it was the other persons' fault so I think Andy said when he called the insurance that they will cover the cost of a rental car or something...Man, this all had to happen right before shotgun season,lol. There will be time to get ready and at least my sister has T-giving break next week.

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Re: I don\'t know if I can handle anymore....

Prayers on the way!

The other driver will have to pay for the medical bills, a rental car, and to have your car repaired. Oh and they generally kick in 3 times the medical bills for pain and suffering (that's without going to court).

Here is a GREAT BIG GIGANTIC HINT.....if the other driver's insurance company tries to lowball you on the amount they will give you for the car (what do I mean IF...they will) tell them that the amount they are giving you is unacceptable and that you want a 'substitution of vehicle'. That means they have to give you a vehicle with close to the same mileage and shape as what was totalled. Then you have the right to inspect the vehicle to ensure it is acceptable to you. That usually makes them come up in price but you shouldn't accept anything less than what it takes to replace the vehicle retail.

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Re: I don\'t know if I can handle anymore....

[ QUOTE ]

Hope everything turns out ok for your family and if it was the other persons fault make sure that their insurance covers the cost of your new car!!!

[/ QUOTE ]

Remember in NY you have under insured/uninsured built into standard policies. You probably will have to sue your own insurance company to get the benefit though.

One piece of advice, it the issue is not resolved (you don't have a check in hand) within 2 weeks, SUE EVERYBODY. The insurance companies will not tell you if the other driver is uninsured. If your sister has collision coverage she should be okay in collecting. If not, it could be an up hill battle.

Glad to read your sister will recover quickly. Now go put the smackdown of big daddy freak nasty!

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