A need to look at social securty post!!!!!!

[JamesVee]

come on man, it's AARP.

[Guest IADEERDUDE]

Re: A need to look at social securty post!!!!!!

hey man i 30 and im not planning on seeing any ss or at least going to depend on it for retirment. i think the personal accounts are a good idea, its almost like what im doing now loading up the ipers, 401k, deffered comp and mutual funds the way i see it those are mine. ss is too uncertain for me to trust. however if it works out so be it, i have no problem puttin money in there now, BUT if they gave me an option to use it or not i sure wouldnt

this is just my personal opinion

[HuntingInMaine]

Re: A need to look at social securty post!!!!!!

I would like to know what these "few moderate changes" are that will save the social security program. It is an outdated program that was fine when it was first implemented, but just doesn't work in today's world. I am 32 and I agree with IAdeerdude, it isn't something that I expect to be around when I retire.

Let the public invest their own money, they can't do any worse than the government has done!

And just out of curiosity, where is the "truth" in your original post. I have read it and it seems to be something pasted from AARP, but has no facts to back up their position. If you want to change people's minds you have to show WHY personal investments are bad and WHAT moderate changes will make the current system work.

[wtnhunt]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

what is wrong with aarp jamesvee? Do you just have problems with the truth?

[/ QUOTE ]

You sure are begininning to sound like a past presidential flip flopper. You first say ss is fine, then you say well maybe they need reform, now you say because the aarp says so they need to do this. Come on now, give me a break. Social security will take care of those people on it now and people my age(35) will have nothing at the current rate if changes are not made soon. Just because the aarp writes something, does that make it the "truth"?

[G-Daddy]

Re: A need to look at social securty post!!!!!!

I am 56, but AARP definitely does not speak for me!!!!

[OJR]

Re: A need to look at social securty post!!!!!!

I am older than that and AARP will NEVER speak for me! All it is is one more liberal lobbiest! They are very anti-gun and also anti-hunting!

Don't need them at all!

[Ravin R10 man]

Re: A need to look at social securty post!!!!!!

HERE"S MINE.......... its not the goverments money, it belongs to us.

I gave out the wrong worker numbers before, here are the correct ones.

For every person collecting SS, how many pay into it?

1930, 16 workers payed in for 1 on SS

Today, 3 workers payed in for 1 on SS

2015, 2 workers paying in for 1 on SS

Do you see where we are going here???

And the "baby boomers" are just starting to reach retirement age.... it WILL be bankrupt soon, It would be ok if........ the Gov. stopped spending the money elswhere and stuffing IOU's into it....but they think the money is there for them to spend how they see fit......NOT!!!!!!

[carbonhunter]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

HERE"S MINE.......... its not the goverments money, it belongs to us.

I gave out the wrong worker numbers before, here are the correct ones.

For every person collecting SS, how many pay into it?

1930, 16 workers payed in for 1 on SS

Today, 3 workers payed in for 1 on SS

2015, 2 workers paying in for 1 on SS

Do you see where we are going here???

And the "baby boomers" are just starting to reach retirement age.... it WILL be bankrupt soon, It would be ok if........ the Gov. stopped spending the money elswhere and stuffing IOU's into it....but they think the money is there for them to spend how they see fit......NOT!!!!!!

[/ QUOTE ]

pretty much like everything else....the goverment decides they know whats best so they take our money and then cant come up with it in the end.

To be honest i think things like that should be a crime, its almost like there stealing my money.....super agrivating

[OJR]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

Private accouts take money out of the system. We need to put more in. Spend our money on the social security system and not Mars like we are doing!

[/ QUOTE ]

Where have you gotten that ill advised information from??

It must be from something like AARP's or some other liberal garbage spreading organization!

[slugshooter]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

We need to put more in. Spend our money on the social security system and not Mars like we are doing!

[/ QUOTE ]

I agree with the Mars thing and basically the whole space program in general. Back when I was a kid watching shuttle launches from my front yard was cool, I could walk out the front door and watch the shuttle going up, but I feel NASA has outlived it's usefulness. I believe there is other life out there, but what good is it gonna do us if it will take humans a year to reach it, I mean, we have made awesome strides, from having the first man to orbit the earth to being the first and only to set foot on the moon, but what did we learn? What the moon was made of ? We've got billion dollar RC cars on Mars right now and there is possibly life on Mars, they found ice the other day which may contain bacterial life on it, cool, but what's the purpose. Noone is ever gonna live on the moon or Mars in my lifetime and probably not my childrens lifetime.

As far as spending money, thats the biggest problem right now IMO, but, while democrats would have to raise taxes to pay off the deficit, which was balanced and in surplus when Clinton left, our deficit has skyrocketed and Bush is borrowing billions from foreign banks to pay for our own government programs. Our taxes will go up, they have to, unless he just wants to let the deficit skyrocket and let the next guy worry about it, why should he care, he accomplished what Karl Rove set out for him to do. So here is the question, would you guys rather have our government borrow billions from foreign banks to pay for Bush's war and our programs, or would you rather pay for it ourselves? I already know the answer.

[OJR]

Re: A need to look at social securty post!!!!!!

SS, if you know the answer, why did you ask??

[slugshooter]

Re: A need to look at social securty post!!!!!!

To prove a point, borrow and spend, like some Republicans, or tax and spend, like some democrats, either way, the lower and middle class get shafted, at least if we pay it off with our own money we have nothing left to owe other countries, as long as we have deficit raising free spending republicans in the white house and running congress we will continue to owe Chinese and Japanese banks billions.

[wtnhunt]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

Private accouts take money out of the system. We need to put more in. Spend our money on the social security system and not Mars like we are doing!

[/ QUOTE ]

Oh boy, lets go back and look at Presidents. Space research is nothing new. Take a look back to the 60's when what some call one of the most liked or greatest presidents of all time wanted to put a man on the moon of course we know he what happened to him. Was that not also a cost to the taxpayers?

Really bigbuck, think you need to get your information from some better sources than the aarp. I think most of us in here are waiting to here some of that great debating buddy.

[G-Daddy]

Re: A need to look at social securty post!!!!!!

I'm too old to get into the proposed private account thing since I'm within 10 years of retirement age, but believe me I would put the proposed maximum in a private account in a heartbeat if I could. I would much rather take care of myself than have some government agency doing it for me.

[Norm Sauceman]

Re: A need to look at social securty post!!!!!!

Other than AARP sends funds to the Democratic Party.. is all... My wife cancelled her subscription to them when she found that out.

[Strut_Buster]

Re: A need to look at social securty post!!!!!!

Yeah Kinda Like The NEA seanding all thir money to democrats... sigh.. teachers lol.

I like the plan... not the 2 BILLION dollar price tag. Me being 18 now i feel a private account would be preferable to the old system. I feel We need to Finish the Iraq war, pay down some debt. I like the republican idea, the democrats are just digging themselves a grave on this one.. which i like to see.

[markyj987]

Re: A need to look at social securty post!!!!!!

Yeah, NASA is SOOO evil...it's only responsible for every single major technological advance in the last 40+ years! I think we'd be better off by not wasting money on free needles for drug users and welfare checks to those who are too lazy to work. We should be giving NASA MORE funding because it's mission is one that serves all of us--even if it's just technology alone.

I, for one will not count on social security. The government lacks responsibility altogether and private accounts are FAR superior to a few "modifications" to the current crapshoot of a system.

Frankly, people who actually want to retire and not depend on the government need to put money in their 401(k) plans. Of all investment vehicles currently available for retirement, a tax-deferred savings plan like that is the best option. Even investing conservatively in bond funds for example, beats the heck out of the piddly 1 percent or whatever social security is getting.

[HuntingInMaine]

Re: A need to look at social securty post!!!!!!

I think we need to keep the NASA program going, not because I think it is a great way to spend money, but because of what it stands for.

How many countries have a space program? It is a symbol of a country's economic status in the world. You don't see the poorer countries sending up rockets. With the value of our dollar quickly dwindling, I think an announcement that we were putting NASA on hold would effectively kill our economic standing faster than anything else we could do.

[slugshooter]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

Yeah, NASA is SOOO evil...it's only responsible for every single major technological advance in the last 40+ years!

[/ QUOTE ]

Never said it was evil all I said was it has outlived it's usefullness. We don't have money for programs to help people and we don't have money to keep the most versatile aircraft in the Air Force up and running but we have the money to launch multi-billion dollar aircraft into space for multi-million mile journeys to a planet to check for possible evidence of life of which would do us no good except give us something to talk about for a few days and make good photo's for the newspaper and TV.

As far as the last statement, I am pretty sure it isn't even close to being responsible for every technological innovation in the last 40 years but I'm not even going to waste the time on disparaging it.

[Strut_Buster]

Re: A need to look at social securty post!!!!!!

The Reason Bush put more money into NASA is to increaste GDP and help the econdomy. In the Long term Government spending helps job growth. I agree maybe a person on mars is the least of our worries. But we need to invest in space, and its experiments. HUGE leaps and bounds in technology and research can all be attrributed to NASA.

[markyj987]

Re: A need to look at social securty post!!!!!!

slugshooter, there was definitely a bit of hyperbole in my statements about NASA.

You're absolutely right about the military having priority over NASA, but I still think NASA is a good investment for all of us--certainly much moreso than free needles for drug addicts and subsidized housing for able-bodied people who are too lazy to work.

[slugshooter]

Re: A need to look at social securty post!!!!!!

OK, take out the programs that you feel aren't needed and put the money towards something that everyone should agree with, prescription drugs or health insurance for the poor. Some people work a full time job and have no health insurance because a) their company doesn't offer it or b) They can't afford outside insurance, and it doesn't have to be because they are too lazy to find a better job, some people have many risk factors that go into their health insurance, the health insurance for my mother and stepfather is more than I make per month, over a thousand dollars per month and they scrap and save and because of their health problems they can't work as much, is it because they are lazy, NO, it's because my stepfather had a quadruple bypass 10 years ago and may need another one, my mother has one funtioning lung and a defibrillator in her chest to keep her heart beat regulated, if it goes to fast she gets a jolt that slows it back down.

Maybe the NASA money or anything else that Bush thinks is more important than taking care of our own could go to people with no health insurance or high prescription drug costs. My grandmother got a $3600.00 shot last week, thats outrageous and shouldn't even be legal. But hey, when you are more concerned about spending billions on other countries than taking care of the American people I can see how judgement can become cloudy.

[wtnhunt]

Re: A need to look at social securty post!!!!!!

[ QUOTE ]

OK, take out the programs that you feel aren't needed and put the money towards something that everyone should agree with, prescription drugs or health insurance for the poor. Some people work a full time job and have no health insurance because a) their company doesn't offer it or b) They can't afford outside insurance, and it doesn't have to be because they are too lazy to find a better job, some people have many risk factors that go into their health insurance

[/ QUOTE ]

Got a big problem with the give give idea there sluggo. It is not so much giving to those in true need as what it is those who screw the system. Every state, federal, and local program out there has slugs who are too lazy to work. Then there are those who just cannot prioritize and handle dealing with what should be paid for first who spend carelessly and cannot afford to pay their own expenses. There is way too many people in this country already taking advantage of all the handouts that we pay for on state and federal levels.

I am currently not employed by choice, I stay at home and care for my kids and our small farm, sell a few cows every year. My wife has a pretty good income, however the benefits suck. Her insurance costs more through her work for me and the kids, than I can buy the exact same plan for individually for me and our kids. Talk about screwed up, the company she works for claims to pay HALF. I dont hardly believe that. Anyways, this state(Tennessee) has a program called tenn care in which state funds are used to provide health care for those who cannot afford it or people who are in situations where they cannot work, people like those you mention would be prime candidates.

Unfortunately there are those out there like my sister, she is a registered nurse by the way with a pretty nice income, her boyfriend who lives with her and has three kids, well he gets every last state funded benefit out there, because they are not married. That is motivation for them not to get married. They are exploiting the system at our expense and it really irritates me. It happens all over. That is just one example of the many ways the systems for HANDOUTS in this country works. Great motivation huh .

It reallysucks to be sitting in a doctors office, and pay your copays for your kids and to see the woman driving a nicer car than yours pull up with the kids dressed in nice designer clothes, and she pays nothing because she and her children are on a STATE FUNDED PROGRAM. Believe me it happens and it really irritate the sheeeet out of me .