Guest Finn Posted September 9, 2005 Report Share Posted September 9, 2005 What do you all do about ATV insurance? How much does it run a year? Do you carry deductibles and how much is recommended? Thanks. Quote Link to comment Share on other sites More sharing options...
preacherman Posted September 9, 2005 Report Share Posted September 9, 2005 Re: ATV insurance I had mine quoted at almost $400 per year! I thought that was kind of high! Quote Link to comment Share on other sites More sharing options...
Reloader Posted September 9, 2005 Report Share Posted September 9, 2005 Re: ATV insurance A friend of mine had it added into his homeowners policy for a very small fee. Woulda been about $400 for a seperate policy and a few hundred on the auto policy. Check with your insurance agent and see if it can be added to an existing homeowners or renters policy. Quote Link to comment Share on other sites More sharing options...
texastrophies Posted September 9, 2005 Report Share Posted September 9, 2005 Re: ATV insurance Ok, I just put mine to use. Take a look at this thread. destroyed atv I have my insurance through Progressive and had 2 atv's on it for about $330/year with a $249 deductible. What I did was compare the prices with the different deductible amounts from $100, $249, & $500 and the $249 looked like the best deal to me. That picture is of a 2000 Kawasaki Prairie 400 4x4, and Progressive has a check in the mail to me for $2924. I will never have another atv without having insurance on it. I originally got the ins. because I was concerned about them getting stolen, but found out other things can happen to them, also. Quote Link to comment Share on other sites More sharing options...
hutchies Posted September 9, 2005 Report Share Posted September 9, 2005 Re: ATV insurance Sure do a 12 guage, guard dog, and a garage. I checked into it when I bought it brand new and they wanted $54 a month at Progressive. I told them to.........well I can't say it on here. Quote Link to comment Share on other sites More sharing options...
Guest Finn Posted September 9, 2005 Report Share Posted September 9, 2005 Re: ATV insurance Called USAA, who I have car insurance through. It will be $338 per year. Thanks, guys....appreciate the input. Quote Link to comment Share on other sites More sharing options...
billygoat Posted September 9, 2005 Report Share Posted September 9, 2005 Re: ATV insurance I have my ATV insured along w/ my vehicles. $100.00 year (actually 98), and the deductable is either 250 or 500, I don't recall. Finn, I have mine through American Family... best of luck to ya! Quote Link to comment Share on other sites More sharing options...
archerjg Posted September 10, 2005 Report Share Posted September 10, 2005 Re: ATV insurance I called my insurance company that I have car insurance through and got four wheeler insurance for less than $300 a year. I think it is $280 once a year and it is fully insured like my truck. Archerjg Quote Link to comment Share on other sites More sharing options...
AvonLKHunter Posted September 10, 2005 Report Share Posted September 10, 2005 Re: ATV insurance I have a 2004 Honda Rancher and my insurance cost me $230.00 a year with a 100.00 deductible thru Allstate. The only reason I got it was because if you are carrying your ATV on a trailer or in your truck and you get in an accident your auto insurance does NOT cover your ATV. It will cover your trailer but not your bike. Quote Link to comment Share on other sites More sharing options...
bulldawg Posted September 10, 2005 Report Share Posted September 10, 2005 Re: ATV insurance Wow, to some of those high rates! I have my 2002 Polaris Sportsman 500 HO insured with Progressive for $79 a year. I have my 2 vehicles insured through them, but got a seperate policy for the ATV! Quote Link to comment Share on other sites More sharing options...
WHISKEYSWAMP Posted September 10, 2005 Report Share Posted September 10, 2005 Re: ATV insurance My 700 sportsman is about $160 a year for full coverage and $1000 deductible. It's insured through Polaris's insurance company and was the cheapest I could find around here. Quote Link to comment Share on other sites More sharing options...
NYBUCK Posted September 10, 2005 Report Share Posted September 10, 2005 Re: ATV insurance Just did mine at $75 Quote Link to comment Share on other sites More sharing options...
AaronS Posted September 12, 2005 Report Share Posted September 12, 2005 Re: ATV insurance Atv insurance varies quite a bit from state to state. In some states it is almost impossible to get atv insurance because so many atv's are stolen there. I have my atv insured through American Family, same as my house. The atv is $125 per year. I can't remember off the top of my head what the deductible is. Quote Link to comment Share on other sites More sharing options...
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