10-4.....it just doesn't seem that deep of a discussion to me is all. 2 Timothy 3:16 says that "All scripture is inspired of God and beneficial for teaching, for reproving, for setting things straight, for disciplining in righteousness."
It just seems like if you believe the above scripture, then things get simpler after that. If you believe the above scripture, then you will believe that under inspiration by God Matthew penned the scripture at Matthew 24:13 that says in part that you will "have to endure until the end" to be saved.
In connecting the dots....I don't see why a deep theological discussion would be required?
I can see however that I've completely strayed from the original intent of this topic....sorry Andrea.