:clap::yes:I am finally sending out my last student loan payment today from my 4 years getting my BS degree! The secret? God blessed me with a good job, a supportive family, working at camp over the last few summers paid off nursing school, and I kept saving, making each payment each month, then increasing the payments then saved up from work and in the last few months made a large payment each month. I also don't have a credit card and always pay in cash, or send a check if it's something mail order. 6 years of college all paid off. Thank you Lord, debt free is the way to be!